Mortgage Introducer :: Case Studies - Andrew Benton and his wife Emy are looking to buy a two-bedroom flat in North London.

Andrew Benton and his wife Emy are looking to buy a two-bedroom flat in North London. They are looking at properties in the £200-£230,000 range. Andrew earns £27,500 a year and Emy earns £30,000. Emy's parents are able to provide £50,000 as a deposit on the property – this is not a gift but an investment in the property. Andrew and Emy also have debts totalling £8,000 between them. What are the options available to them and how do they stand legally with Emy’s parent’s investment?

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